When can I opt for a Personal Loan?.
A Personal Loan can be used for weddings, education, travel, medical, or any other general purposes. You can take a Personal Loan when you need money to fund an event or an emergency.
What is the minimum and maximum loan amount offered?
The minimum and maximum loan amounts depend on the banking partners they are willing to offer.
Does Legal Online Cash give loan all over India ?
Yes, Legal Online Cash helps you to get a loan in any part of India.
Is CIBIL score required to get loan on Legal Online Cash?
CIBIL score is not required to get a loan from Legal Online Cash.
What is the condition of getting a Personal loan from Legal Online Cash?
To apply for Personal loan, customer
• Should be an Indian citizen,
• Should have valid e-mail address and a mobile number,
• Should have a valid residential address proof Aadhaar Card.
• Personal Bank account with an access to Net Banking.
If I do not have any of the documents from the proposed list of documents on the application?
As per company policies to apply for our Personal loan, possessing at least one of the mentioned documents is mandatory.
Can an existing customer re-apply for a Personal loan?
Yes, anyone can apply for a personal personal loan, but it is subject to conditions based on the credit history of the applicant.
What is the interest rate for the loan offered?
The general rate of interest is 8%. We also offer based on various factors such as loan amount, credit score, etc., and may differ for different customers.
Is there any loan pre-closure charges?
No, there is no loan pre-closure charges.
What is the time taken for sanction and disbursal of loan amount?
As it is an online process, provisional approval of the loan application depends upon our business partner.
How to apply for Personal loan? Or what is the process of Personal loan?
Follow these simple steps to apply for a Personal loan.
• Register with us on our webpage www.legalonlinecash.co
• Complete the application by filling in your personal details.
• After you get the approval.
• Sign your application on our Website and your process is complete.
In what format can Aadhaar Card be uploaded?
The documents can be uploaded in JPEG, JPEG, PDF and PNG formats.
What is the mode of Loan Repayment?
Mode of Loan Repayment-
• PAY ON legalonlinecash.co WEBSITE
• Visit www.legalonlinecash.co and click on 'PAY EMI' button.
• Fill the required loan details and enter monthly installment.
• Choose a debit card or net banking option to make your payment.
• Enter transaction password or OTP sent to your registered mobile number, to complete the transaction
• Save the receipt for future use. Kindly check your E-mail and SMS for payment confirmation.
Can the Loan Amount and Tenure be selected manually?
Yes, the loan tenure and amount can be selected manually. But this loan amount and tenure are subject to selection eligibility conditions.
What is otp?
OTP is the one-time password, also known as a one-time PIN, one-time authorization code, or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device, which is your login password also to login into the portal whenever you want to apply for a loan.
What if the OTP is not received on the Mobile ?
If OTP is not received on mobile, please wait for 1 minute, if still not received OTP, then click on resend button.
Who can login to customer portal?
Only a user who had sign up as a customer can only login to customer poratl.
Who can login to DSA portal?
Only a user who had sign up as a DSA user can only login to customer poratl.
Can a customer login to DSA Portal?
No, a customer can not login to DSA Portal.
Can a DSA user login to customer Portal?
No, a DSA user can not login to customer Portal.
What needs to be done if someone leaves the loan application mid-way but wants to complete the same after a few days?
You can complete your loan application anytime within 7 days of your registration.
Will the Loan Amount be disbursed 7 days a week?
Yes, the loan amount will be disbursed on all working days.
When would be the repayment start date?
The repayment date will start from the day of the next month on which the loan was issued.
How much repayment I have to pay every month?
You will pay the repayment in the form of EMI which was calculated while applying for the loan.
Can I re-pay my loan early?
Yes. The process of early re-payment is applicable after 6 months.
How can You contact the customer support?
You can contact our customer support through the contact form or you can mail us your enquiry at email@example.com .
Will you recieve any verification call from the company?
No, All the process is online and the verification process is handled automatically by the backend team.
What is the APR of loan on Legal Online Cash?
The APR of loan on Legal Online Cash is 9% which calculating formula is
APR = [2 x Number of Payments per Year x Total Finance Charges] / [Original Loan Proceeds x Total Number of Payments + 1]